Mortgage Education & Insights

Helpful mortgage insights for homebuyers and homeowners, explained in simple terms.

Mortgage Points: Should You Buy Down Your Rate?

Afruz Finnigan

Published on: 23/03/2026

Mortgage points can lower your rate, but are they worth it in 2026? Learn how discount points work, calculate your break-even, and when buying down your rate makes sense.

Mortgage Education

MLO License Info: NMLS #1621958, NH Broker license #1621958MBRR, and MA Broker license #MB1621958, ME Broker License #1621958, FL Broker License #MBR4542, RI Broker License #20265029LB

Mortgage Education & Insights

Mortgage Points: Should You Buy Down Your Rate?

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